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Insurance planning is about coverage for eventualities, not profit. March is approaching and many of you have got busy with tax planning. In the process, you are looking at various financial instruments and insurance is surely on your agenda. If so, it is important that you consider some aspects. Insurance, besides protection, is considered an investment and tax benefit tool, too. Is it right to use insurance as a money-making vehicle? Not really! If insurance is taken with an intention of generating profits, then it's a wrong notion. Insurance is a promise of reimbursement in the case of loss, paid to the families of people in case of any untoward incident, after prepayments to an insurance company. There is no mention of profit here, only about indemnifying loss out of earlier precautionary payment towards an unforeseen eventuality. There are 'n' number of charges which are to be paid by the policyholder in the initial years. And every policyholder does not know about thi...

This is a question, which keeps cropping up in my mind but it flashed across my mind last year. When did such a question strike your thoughts……………….. For me an incident made me think that the GOD or you may say that natural power is always there to help you. It was 14th March,2007 the day which I can never forget in my life. The time was around 6pm and I was returning after giving tuitions. I was on the way and had taken left turn from YAMUNA SPORTS VELODRAM. After taking left turn on my scooter a car hit me from backside and I fell down on the road. The traffic on the road got jammed for few minutes. When I tried to stand, four young men or I would like to call them DEVILS OF THE DAY started beating me as they were showing that they are the DON of the area. And the whole public was watching the show. Nobody came forward to help me. But suddenly one couple passing by stopped their bike. And the man who was driving the bike came to help me. He fought with them the DARE DEVIL...

Preparing for an exam requires a good understanding of what is expected of you, a rigid work-life balance than maximizes your energy and strengths, a certain amount of self discipline, and a set of study skills that are effective, varied, and interesting. Five tips to improve your study skills as its a high time Preview : Look at the topic you have to learn glancing over the major headings or the points in the syllabus. Question : Formulate questions that you would like to be able to answer once you have finished the topic. It is important that you match as much as possible what you would like to know to your syllabus or course direction. This allows a certain flexibility to take in other topics that may aid your learning of the main point or if you are just interested. Make sure that your questions are neither more specific nor more open-ended than they might be in an exam. Start practicing with the Practice Papers and Chapterwise Question and Answer available on our site. Read ...

Recently I went to Hisar which is in Haryana. I went there to see my aunty's health because last Sunday she had got fracture in her left leg so I went there by train. There are two trains which pass HISAR i.e. Kisan Express and Sirsa Express. The latter one reaches HISAR late so I decided to travel by KISAN Express which leaves DELHI JUNCTION by 3pm. There was no space in the train as that was fully occupied by the passengers but how some I got a place to sit over there inside the compartment. Now, the time was around 5pm the train was fastly heading towards HISAR suddenly three men who were sitting in front of me had opened one packet of biscuit. I shocked........because I had never seen such type of biscuits in my life. They were of round shape and some kind of pink cream was there inside them but I got one more shock at the same time when three of them forced me to eat those I denied to eat the same but still, they were forcing me then something struck my mind and I shout at th...

Hello, myself PAVAS BHATNAGAR working as a subject expert in Extramarks.com. Now you are worrying about this site, let me explain. This is an educational portal for students of class 6 to 12 based on CBSE cirriculum. Here the students can post their queries related to the subject and get the desired result within a small period of time.So still sitting idle.............Just go ahead and log on to Extramarks.com and improve your knowledge and skills .

I am very happy because I have got the first job of my life in extramarks.com . My uncle motivated me to do this type of job which is totally related to the educational portfolio. I thank him honestly from the bottom of my heart, he is the only person who has brought a turning point in my life.